Wallet
Merchants attach an offer when the shopper pays. Percent off, dollar off, or buy one get one. Keep Shopify, WooCommerce, BigCommerce, Magento, Wix, Squarespace, ClickFunnels, or WordPress. The quote shows the discount before anyone pays.
What it is
Definition
UGOpayme is hosted checkout for a store that already has a catalog, and a place for the shopper to keep the receipt. The merchant publishes a discount — percent off, dollar off, or buy one get one — and the shopper sees the price, the discount, and what is left before paying with Visa or Mastercard.
The cart stays on the storefront. WooCommerce connects with a plugin. Shopify, BigCommerce, Magento, Wix, Squarespace, ClickFunnels, and other WordPress carts send checkout to UGOpayme. A signed webhook updates the order after payment. Card numbers stay on the processor’s hosted fields. UGOpayme does not store the card number. There is no monthly platform subscription. The transaction fee is the one in the merchant agreement.
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The offer
Not every order is discounted. When a merchant publishes an offer, it applies on that checkout. The shopper sees the price, the discount, and what is left.
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From a small cut up to 100% of the item price. The quote shows the remainder.
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A fixed amount off one product or the order, down to the price of the item.
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Buy N, get N, when the cart has enough units of that product.
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A 100% offer covers the item price. If that offer also waives the fee, the quote can be $0. Otherwise the fee still shows.
02
Shoppers
Shoppers open a wallet, pay the store on hosted checkout, and keep the receipt. The offer, if there is one, is already on the quote.
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Sign in, add money with a card, or pay the store directly on hosted checkout.
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Percent off, dollar off, or buy one get one appears before the shopper confirms.
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Visa or Mastercard on hosted checkout. A full discount can leave only a fee, or nothing, when the offer says so.
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How you go live
Approval, rates, and settlement follow underwriting and the merchant agreement. The path is the console, the plugin or API, and hosted card checkout.
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Tell us the catalog and which offers the store will run.
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Connect Shopify, WooCommerce, BigCommerce, Magento, Wix, Squarespace, ClickFunnels, or WordPress, or send orders through Direct API. The cart stays yours.
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The shopper pays with Visa or Mastercard on hosted checkout. A signed webhook updates the order.
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Receipts, review holds, disputes, and settlement stay on the merchant console after checkout.
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What the account includes
Card checkout, a WooCommerce plugin, chargeback-ready receipts, and review holds. No monthly fee to use the platform.
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Visa and Mastercard on hosted checkout. The merchant's offer applies on the order.
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A durable receipt snapshot for every sale, plus disputes you can open and close from the console.
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Percent off up to 100%, dollar off, buy one get one, and a fee waiver. Each offer has its own window and limit.